“Do We Have Enough for the Mortgage?” — The Running Theme of 2018

In the 14 months since my boyfriend and I became homeowners, that question has haunted us.

When we really take a close look at 2018, our lives mostly centered around the house — and specifically on trying to stay afloat.

Most of our time and energy was spent managing the house and property, as well as all kinds of unforeseen circumstances and challenges that hit us over the course of the year. Seasons came and went. Tenants came and went. Jobs came and went.